Terms of Service

Last updated: August 24, 2026

These Terms of Service (“Terms”) form a binding legal agreement between you and Delta Dividends LLC (“Delta Dividends LLC,” “we,” “us,” or “our”), the owner and operator of DividendDuel.com (the “Site”). By accessing or using the Site in any way, you agree to be bound by these Terms, our Privacy Policy, and our Disclosure, all of which are incorporated by reference. If you do not agree, you must not access or use the Site.

1. No Financial, Investment, Legal, or Tax Advice

The Site and all content on it (data, charts, calculators, screeners, rankings, articles, and any other material, collectively “Content”) are provided for general educational and informational purposes only. Delta Dividends LLC is not a registered investment adviser, broker-dealer, financial planner, accountant, attorney, or tax professional, and nothing on the Site constitutes financial, investment, legal, or tax advice, or a recommendation or solicitation to buy, sell, or hold any security or financial instrument. No advisory, fiduciary, or professional relationship is created between you and Delta Dividends LLC through your use of the Site.

2. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, TIMELY, OR SECURE. DELTA DIVIDENDS LLC DOES NOT WARRANT OR GUARANTEE THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF ANY DATA, CALCULATION, OR OTHER CONTENT ON THE SITE. YOU USE THE SITE ENTIRELY AT YOUR OWN RISK.

3. Assumption of Risk

You acknowledge that investing involves risk, including the potential loss of principal, and that you voluntarily assume all risks associated with any financial, investment, tax, or legal decision you make, whether or not based on Content from the Site. You are solely responsible for independently verifying any Content and for consulting qualified, licensed professionals before making any investment or financial decision.

4. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (A) IN NO EVENT WILL DELTA DIVIDENDS LLC, OR ITS OWNERS, MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, OR AGENTS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR INVESTMENT LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY CONTENT, REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF DELTA DIVIDENDS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (B) DELTA DIVIDENDS LLC’S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SITE SHALL NOT EXCEED THE GREATER OF (i) THE AMOUNT YOU PAID TO DELTA DIVIDENDS LLC, IF ANY, TO USE THE SITE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (ii) FIFTY U.S. DOLLARS (US$50). THESE LIMITATIONS APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIABILITY LIMITATIONS, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, IN WHICH CASE OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

5. Indemnification

You agree to defend, indemnify, and hold harmless Delta Dividends LLC and its owners, members, managers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected to: (a) your access to or use of the Site; (b) any financial, investment, tax, or legal decision you make in reliance on Content; (c) your violation of these Terms; or (d) your violation of any applicable law or the rights of any third party.

6. Accuracy of Data; No Guarantee

Data on the Site may be delayed, estimated, incomplete, sourced from third parties, or affected by technical or human error, and may not reflect real-time market conditions. Delta Dividends LLC expressly disclaims any obligation to update or correct any Content and disclaims all liability for errors or omissions in Content, to the fullest extent permitted by law.

7. Third-Party Links, Data, and Affiliate Relationships

The Site may contain links to, or data sourced from, third-party websites and services, and may include affiliate links from which Delta Dividends LLC may earn a commission at no additional cost to you. Delta Dividends LLC does not control and is not responsible for third-party content, accuracy, or practices, and your use of any third-party site or service is at your own risk and subject to that party’s own terms.

8. Intellectual Property

The Site, including its design, text, graphics, logos, and underlying software, is owned by Delta Dividends LLC or its licensors and is protected by intellectual property laws. You may use the Site for personal, non-commercial purposes only, and may not copy, reproduce, distribute, scrape, or create derivative works from the Site or its Content without our prior written consent, except as permitted by applicable law.

9. Prohibited Uses

You agree not to: (a) use the Site for any unlawful purpose; (b) attempt to gain unauthorized access to the Site or its systems; (c) interfere with or disrupt the Site’s operation; (d) scrape, harvest, or systematically extract data from the Site without our prior written consent; or (e) misrepresent your identity or affiliation with any person or entity.

10. Termination

We may suspend or terminate your access to the Site at any time, for any reason or no reason, without notice or liability. Sections of these Terms that by their nature should survive termination (including Disclaimer of Warranties, Limitation of Liability, Indemnification, and Dispute Resolution) will survive.

11. Governing Law

These Terms and any dispute arising out of or related to the Site are governed by the laws of the State of Wisconsin, United States, without regard to its conflict-of-laws principles, regardless of your country of origin or where you access the Site.

12. Binding Arbitration and Class Action Waiver

Except for disputes eligible for small claims court, you and Delta Dividends LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Site shall be resolved exclusively through final and binding individual arbitration, rather than in court, administered under the rules of a recognized arbitration organization, seated in Wisconsin. YOU AND DELTA DIVIDENDS LLC EACH WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE PROCEEDING. Any judicial proceeding not subject to arbitration (including enforcement of an arbitration award or requests for injunctive relief) shall be brought exclusively in the state or federal courts located in Wisconsin, and you consent to the personal jurisdiction and venue of those courts.

13. Force Majeure

Delta Dividends LLC will not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including acts of God, natural disaster, war, terrorism, labor disputes, internet or utility failures, or third-party service outages.

14. No Waiver; Severability

Our failure to enforce any provision of these Terms is not a waiver of that provision. If any provision of these Terms is held unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with the Privacy Policy and Disclosure, constitute the entire agreement between you and Delta Dividends LLC regarding the Site and supersede any prior agreements or understandings, whether written or oral.

16. Changes to These Terms

We may modify these Terms at any time, in our sole discretion, without prior notice. Changes take effect immediately upon posting, with a revised “Last updated” date. Your continued use of the Site after any change constitutes your binding acceptance of the revised Terms.

17. Contact Us

Questions about these Terms can be directed to us via our contact page.