Privacy Policy
Last updated: October 8, 2026
DividendDuel.com (the “Site”) is owned and operated by Delta Dividends LLC (“Delta Dividends LLC,” “we,” “us,” or “our”). This Privacy Policy explains how we collect, use, and protect information when you use the Site, and should be read together with our Terms of Service and Disclosure. This notice describes processing; using the Site or reading this policy does not replace consent where the law requires it.
1. Information We Collect
a. Information you provide — name, email address, contact messages, and values supplied to tools. Calculator entries are not verified financial statements. Avoid supplying passwords, account numbers, or unnecessary personal information.
b. Technical and Usage Information — automatically collected data such as IP address, browser type, device information, pages visited, date and time of access, referring URL, approximate location, interactions, and diagnostic events. These can be personal information even when your name is absent.
c. Cookies and Tracking Technologies — we may use cookies, web beacons, local storage, and similar technologies to operate, secure, and improve the Site, and to analyze traffic. You can control cookies through your browser settings; disabling them may affect Site functionality.
d. Account Information — account features are linked through Dividend Sync. Its authentication provider collects information needed to sign you in, such as your name, email address, password (stored by the authentication provider in hashed form; we never see it), and, if you choose to sign in with a third party such as Google, the basic profile information that provider shares with us (typically your name, email address, and profile image). Linked account identifiers and permissions connect Dividend Duel with Dividend Sync, where portfolios, watchlists, saved comparisons, and learning progress are maintained. Related account activity and terms acceptance records may include timestamps, IP address, and device details. See Dividend Sync’s Privacy Policy for account, brokerage, subscription, and AI processing.
e. Messages You Send Us — when you use the contact form we collect your name, email address, subject, and message to respond. Messages from both Dividend Duel and Dividend Sync are stored in an administrative inbox and sent through our email delivery provider to our support mailbox.
2. How We Use Your Information
We use information to operate, secure, and improve the Site, respond to inquiries, personalize your experience, analyze usage, and send administrative or subscribed communications. We do not sell account or portfolio records for money. Whether analytics disclosures constitute a legal “sale” or “sharing” depends on applicable law; contact us to exercise applicable opt-out rights. We may share information with service providers who help us operate the Site (e.g., hosting, analytics, email delivery), under applicable provider agreements and privacy terms, or where required by law, subpoena, or legal process. We may also use or disclose relevant information to prevent abuse, protect rights, resolve disputes, or handle a merger, financing, reorganization, or asset sale, subject to applicable obligations.
3. Data Security; No Guarantee
We use technical and organizational measures intended to protect information, including access controls and encrypted transport. No method of transmission or storage is completely secure. Our contractual liability limitations are described in the Terms of Service; nothing in this policy waives our legal privacy or security duties or your non-waivable rights.
4. Third-Party Services
Our service providers include hosting, database, authentication, analytics, diagnostics, email delivery, and market-data services. Website measurement currently includes Umami, Swetrix, Microsoft Clarity, Google Analytics, and Vercel Web Analytics. Depending on the tool and configuration, they receive page URLs, referrers, IP and device information, identifiers, and interaction events. Clarity may record page interactions as session replay. Review their privacy and opt-out information: Umami, Swetrix, Microsoft, Google, and Vercel. We also keep website traffic records to understand use and protect the Site.
The categories of service providers we currently use include: website hosting and content delivery; a managed database; an authentication and account-management provider (which also supports sign-in with Google); website analytics and session-measurement tools, which may set cookies or similar identifiers and collect usage data such as pages viewed and interactions; an email delivery provider for contact-form messages; and third-party providers of market data and company logos. Logo images are loaded directly from a third-party provider, which will receive your IP address and browser information in the ordinary course of serving them.
5. Data Retention
Retention depends on the record and its purpose. We retain account information while needed to provide linked features, support messages while needed for support and dispute handling, and traffic or security records for operation and abuse prevention. Legal and billing obligations may require longer retention. Deletion from active systems may not immediately remove backup copies or independently retained provider records. We do not promise immediate or universal deletion.
6. Your Rights and Choices
Depending on your location, you may have rights to access, correct, delete, restrict, or port your personal information, or to object to certain processing, and, where applicable, the right to withdraw consent. To exercise these rights, contact us via the contact page. We may verify your identity, and respond within applicable legal time limits. Depending on the law, you may also have opt-out, appeal, or regulator complaint rights without unlawful discrimination.
Deleting your account. Use an available account deletion option or ask us to delete your Dividend Sync account and its linked records at any time through the contact page. We will delete or de-identify that information within a reasonable period, except where we must keep it to comply with law, resolve disputes, or enforce our agreements.
7. International Users
Our infrastructure and service providers may process information in the United States and other countries whose privacy laws differ from yours. Applicable safeguards and legal requirements continue to apply; reading this notice does not itself waive them.
8. Children’s Privacy
The Site is not directed to, and is not intended for use by, children under the age of 18 (or the age of majority in your jurisdiction), and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will take reasonable steps to delete it.
9. Cookies and Privacy Choices
Browser settings can block or delete cookies and browser storage. Provider controls and browser privacy tools can limit analytics, but may not stop all server logs. Disabling essential storage may interrupt sign-in, preferences, or account linking. Agreement to the Terms is not consent to optional tracking. Contact us for applicable consent, opt-out, sale or sharing, and other privacy choices.
10. Changes to This Privacy Policy
We may update this notice and its revision date. Material changes will be identified through an appropriate notice on the Site or by email. We will obtain consent where required; changes do not retroactively eliminate privacy rights.
11. Governing Law
This Privacy Policy is governed by the laws of the State of Wisconsin, consistent with the governing law and dispute resolution provisions of our Terms of Service, which are incorporated here by reference.
12. Contact Us
Questions or concerns about this Privacy Policy can be directed to us at spasov.us@gmail.com or via our contact page.