IVV vs VTI: Dividend Yield, Total Return & Fees Compared

This page compares iShares Core S&P 500 ETF (IVV) with Vanguard Morningstar Total Stock Market ETF (VTI) using prices and distributions through November 9, 2026. The numbers update automatically after each trading session.

With dividends reinvested, VTI has led over the last 12 months at +13.65% versus +13.44% for IVV. IVV currently yields 1.11% (trailing 12-month) against 1.06% for VTI. Across five years the total-return gap is +72.75% for IVV vs +64.28% for VTI.

The higher-yielding fund (IVV) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.

Across 1,265 shared trading dates from October 26, 2021 to November 9, 2026, the largest observed peak-to-trough decline with dividends reinvested was -24.52% for IVV and -25.36% for VTI. These figures use the same available dates for both instruments, exclude intraday moves, and are not forecasts.

IVV's recorded distributions over the 12 months ending November 9, 2026 ranged from $1.78 to $2.41 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

VTI's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.9508 to $1.04 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

Fund expense ratios are annual operating costs, not a bill added to the historical returns shown here. Trading spreads, brokerage costs and personal taxes can reduce an investor's realized return.

Start with the index each fund tracks, then compare expenses, inception dates and performance over a shared period. Similar names do not establish identical holdings or results.

Review iShares Core S&P 500 ETF (IVV) payment history and Vanguard Morningstar Total Stock Market ETF (VTI) payment history before choosing assumptions for the dividend reinvestment calculator. Run each scenario separately; the calculator uses your rates rather than importing these historical returns.

For a cash target, use the income goal calculator. Read our guide to comparing dividend ETFs and data and editorial approach for context on the historical figures.