VOO vs VTI: Dividend Yield, Total Return & Fees Compared

Vanguard S&P 500 ETFVanguard Morningstar Total Stock Market ETF

Data as of the close · refreshed automatically every trading day

Performance: VOO vs VTI

Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.

VOOVTI

Total Return (%) · dividends reinvested · Nov 7, 2025 – Nov 9, 2026

DividendDuel.com
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Higher yieldVOO1.07% vs 1.06%
Better 1-year total returnVTI+13.65% vs +13.45%
Better 5-year total returnVOO+72.68% vs +64.28%
Expense ratio—VOO n/a · VTI n/a

VOO vs VTI at a glance

Vanguard S&P 500 ETF (VOO) and Vanguard Morningstar Total Stock Market ETF (VTI) are compared below using data through the November 9, 2026 close, refreshed after every trading day.

Over the past year, VTI returned +13.65% with dividends reinvested, compared with +13.45% for VOO. VOO currently yields 1.07% (trailing 12-month) against 1.06% for VTI. Across five years the total-return gap is +72.68% for VOO vs +64.28% for VTI.

The higher-yielding fund (VOO) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.

Key figures for VOO and VTI
MetricVOOVTI
Last close$691.87$370.90
Dividend yield1.07% (TTM)1.06% (TTM)
Expense ratio——
Paysquarterlyquarterly
Dividends, last 12 months$7.43 (4 payments)$3.95 (4 payments)
IssuerVanguardVanguard
Inception——

Overview

Key fund stats as of the latest close.

ETFTTM yield1Y total returnLast closeLast dividendPaysIssuer
VOOVanguard S&P 500 ETF
1.07%
+13.45%$691.87$1.8226QuarterlyVanguard
VTIVanguard Morningstar Total Stock Market ETF
1.06%
Best+13.65%$370.90$0.9555QuarterlyVanguard

Total returns

Price change plus dividends paid, by holding period. Best in each period is outlined.

ETF1M3M6M1Y2Y5Y
VOOVanguard S&P 500 ETF-3.31%-2.40%+2.60%+13.45%+28.87%+72.68%
VTIVanguard Morningstar Total Stock Market ETF-2.89%-2.60%+2.77%+13.65%+28.03%+64.28%

Dividends

Latest payout, trailing 12-month total and the last 12 distributions.

ETFLatest payoutvs. priorTrailing 12MRecent payouts
VOOVanguard S&P 500 ETF$1.8226Sep 28, 2026-7.11%$7.42824 payoutsDec 20, 2023: $1.8011Mar 22, 2024: $1.5429Jun 28, 2024: $1.7835Sep 27, 2024: $1.6386Dec 23, 2024: $1.7385Mar 27, 2025: $1.8121Jun 30, 2025: $1.7447Sep 29, 2025: $1.74Dec 22, 2025: $1.771Mar 27, 2026: $1.8724Jun 26, 2026: $1.9622Sep 28, 2026: $1.8226
VTIVanguard Morningstar Total Stock Market ETF$0.9555Sep 28, 2026-8.45%$3.94824 payoutsDec 21, 2023: $1.0017Mar 22, 2024: $0.9105Jun 28, 2024: $0.9519Sep 27, 2024: $0.8707Dec 23, 2024: $0.9412Mar 27, 2025: $0.9854Jun 30, 2025: $0.9132Sep 29, 2025: $0.9072Dec 22, 2025: $0.9508Mar 27, 2026: $0.9982Jun 26, 2026: $1.0437Sep 28, 2026: $0.9555

Downside and distribution variability

Income and ending returns do not describe the whole investment experience.

Across 1,265 shared trading dates from October 26, 2021 to November 9, 2026, the largest observed peak-to-trough decline with dividends reinvested was -24.53% for VOO and -25.36% for VTI. These figures use the same available dates for both instruments, exclude intraday moves, and are not forecasts.

VOO's recorded distributions over the 12 months ending November 9, 2026 ranged from $1.77 to $1.96 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

VTI's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.9508 to $1.04 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

Fund expense ratios are annual operating costs, not a bill added to the historical returns shown here. Trading spreads, brokerage costs and personal taxes can reduce an investor's realized return.

Recent distributions

The latest 12 distributions per share, newest first. Dates are reported ex-dividend dates, not cash payment dates.

VOOVTI
Sep 28, 2026$1.82Sep 28, 2026$0.9555
Jun 26, 2026$1.96Jun 26, 2026$1.04
Mar 27, 2026$1.87Mar 27, 2026$0.9982
Dec 22, 2025$1.77Dec 22, 2025$0.9508
Sep 29, 2025$1.74Sep 29, 2025$0.9072
Jun 30, 2025$1.74Jun 30, 2025$0.9132
Mar 27, 2025$1.81Mar 27, 2025$0.9854
Dec 23, 2024$1.74Dec 23, 2024$0.9412
Sep 27, 2024$1.64Sep 27, 2024$0.8707
Jun 28, 2024$1.78Jun 28, 2024$0.9519
Mar 22, 2024$1.54Mar 22, 2024$0.9105
Dec 20, 2023$1.80Dec 21, 2023$1.00

VOO vs VTI: common questions

Which pays a higher dividend, VOO or VTI?

As of November 9, 2026, VOO yields 1.07% (trailing 12-month) and VTI yields 1.06% (trailing 12-month), so VOO currently pays the higher yield. A higher yield does not guarantee a higher total return.

Which has performed better, VOO or VTI?

Over the past year with dividends reinvested, VOO returned +13.45% and VTI returned +13.65%. Over five years, VOO returned +72.68% and VTI returned +64.28%. Past performance does not predict future results.

What would $10,000 in VOO vs VTI be worth after one year?

With dividends reinvested, $10,000 invested one year before November 9, 2026 would have grown to about $11,345 in VOO and $11,365 in VTI.

How often do VOO and VTI pay dividends?

VOO pays quarterly (4 payments in the last 12 months) and VTI pays quarterly (4 payments).

Is VOO or VTI the better investment?

It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.

Research VOO and VTI beyond the yield

Start with the index each fund tracks, then compare expenses, inception dates and performance over a shared period. Similar names do not establish identical holdings or results.

Review Vanguard S&P 500 ETF (VOO) payment history and Vanguard Morningstar Total Stock Market ETF (VTI) payment history before choosing assumptions for the dividend reinvestment calculator. Run each scenario separately; the calculator uses your rates rather than importing these historical returns.

For a cash target, use the income goal calculator. Read our guide to comparing dividend ETFs and data and editorial approach for context on the historical figures.

Related comparisons

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Published by Delta Dividends LLC. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.