VTI vs QQQ: Dividend Yield, Total Return & Fees Compared

Vanguard Morningstar Total Stock Market ETFInvesco QQQ Trust ETF

Data as of the close · refreshed automatically every trading day

Higher yieldVTI1.03% vs 0.42%
Better 1-year total returnQQQ+26.02% vs +18.17%
Better 5-year total returnQQQ+105.44% vs +76.86%

VTI vs QQQ at a glance

This page compares Vanguard Morningstar Total Stock Market ETF (VTI) with Invesco QQQ Trust ETF (QQQ) using prices and distributions through September 25, 2026. The numbers update automatically after each trading session.

With dividends reinvested, QQQ has led over the last 12 months at +26.02% versus +18.17% for VTI. VTI currently yields 1.03% (trailing 12-month) against 0.42% for QQQ. Across five years the total-return gap is +105.44% for QQQ vs +76.86% for VTI.

The higher-yielding fund (VTI) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.

Key figures for VTI and QQQ
MetricVTIQQQ
Last close$379.77$744.50
Dividend yield1.03% (TTM)0.42% (TTM)
Expense ratio—0.20%
Paysquarterlyquarterly
Dividends, last 12 months$3.90 (4 payments)$3.09 (4 payments)
IssuerVanguardInvesco
Inception—Mar 11, 1999

Performance: VTI vs QQQ

Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.

VTIQQQ

Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026

DividendDuel.com

Overview

Key fund stats as of the latest close.

ETFTTM yield1Y total returnLast closeLast dividendPaysIssuer
VTIVanguard Morningstar Total Stock Market ETF
1.03%
+18.17%$379.77$1.044QuarterlyVanguard
QQQInvesco QQQ Trust ETF
0.42%
+26.02%Best$744.50$0.751QuarterlyInvesco

Total returns

Price change plus dividends paid, by holding period. Best in each period is outlined.

ETF1M3M6M1Y2Y5Y
VTIVanguard Morningstar Total Stock Market ETF+0.43%+4.64%+17.51%+18.17%+38.03%+76.86%
QQQInvesco QQQ Trust ETF+4.86%+4.03%+26.92%+26.02%+54.78%+105.44%

Dividends

Latest payout, trailing 12-month total and the last 12 distributions.

ETFLatest payoutvs. priorTrailing 12MRecent payouts
VTIVanguard Morningstar Total Stock Market ETF$1.044Jun 26, 2026+4.61%$3.904 payoutsSep 21, 2023: $0.798Dec 21, 2023: $1.002Mar 22, 2024: $0.911Jun 28, 2024: $0.952Sep 27, 2024: $0.871Dec 23, 2024: $0.941Mar 27, 2025: $0.985Jun 30, 2025: $0.913Sep 29, 2025: $0.907Dec 22, 2025: $0.951Mar 27, 2026: $0.998Jun 26, 2026: $1.044
QQQInvesco QQQ Trust ETF$0.751Sep 21, 2026-7.63%$3.0914 payoutsDec 27, 2023: $0.216Mar 18, 2024: $0.573Jun 24, 2024: $0.762Sep 23, 2024: $0.677Dec 23, 2024: $0.835Mar 24, 2025: $0.716Jun 23, 2025: $0.591Sep 22, 2025: $0.694Dec 22, 2025: $0.794Mar 23, 2026: $0.733Jun 22, 2026: $0.813Sep 21, 2026: $0.751

Recent dividend payments

The latest 12 distributions per share for each fund, newest first.

VTIQQQ
Jun 26, 2026$1.04Sep 21, 2026$0.751
Mar 27, 2026$0.998Jun 22, 2026$0.813
Dec 22, 2025$0.951Mar 23, 2026$0.733
Sep 29, 2025$0.907Dec 22, 2025$0.794
Jun 30, 2025$0.913Sep 22, 2025$0.694
Mar 27, 2025$0.985Jun 23, 2025$0.591
Dec 23, 2024$0.941Mar 24, 2025$0.716
Sep 27, 2024$0.871Dec 23, 2024$0.835
Jun 28, 2024$0.952Sep 23, 2024$0.677
Mar 22, 2024$0.911Jun 24, 2024$0.762
Dec 21, 2023$1.00Mar 18, 2024$0.573
Sep 21, 2023$0.798Dec 27, 2023$0.216

VTI vs QQQ: common questions

Which pays a higher dividend, VTI or QQQ?

As of September 25, 2026, VTI yields 1.03% (trailing 12-month) and QQQ yields 0.42% (trailing 12-month), so VTI currently pays the higher yield. A higher yield does not guarantee a higher total return.

Which has performed better, VTI or QQQ?

Over the past year with dividends reinvested, VTI returned +18.17% and QQQ returned +26.02%. Over five years, VTI returned +76.86% and QQQ returned +105.44%. Past performance does not predict future results.

What would $10,000 in VTI vs QQQ be worth after one year?

With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $11,817 in VTI and $12,602 in QQQ.

How often do VTI and QQQ pay dividends?

VTI pays quarterly (4 payments in the last 12 months) and QQQ pays quarterly (4 payments).

Is VTI or QQQ the better investment?

It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.

Related comparisons

More side-by-side comparisons with VTI and QQQ.

Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.