SCHD vs VTI: Dividend Yield, Total Return & Fees Compared
Schwab U.S. Dividend Equity ETFVanguard Morningstar Total Stock Market ETF
Data as of the close · refreshed automatically every trading day
SCHD vs VTI at a glance
Schwab U.S. Dividend Equity ETF (SCHD) and Vanguard Morningstar Total Stock Market ETF (VTI) are compared below using data through the September 25, 2026 close, refreshed after every trading day.
Over the past year, SCHD returned +27.35% with dividends reinvested, compared with +18.17% for VTI. SCHD currently yields 3.18% (trailing 12-month) against 1.03% for VTI. Across five years the total-return gap is +76.86% for VTI vs +57.83% for SCHD.
SCHD leads on both current yield and 1-year total return. Yields and returns move with markets, so check the longer periods below before drawing conclusions.
| Metric | SCHD | VTI |
|---|---|---|
| Last close | $33.21 | $379.77 |
| Dividend yield | 3.18% (TTM) | 1.03% (TTM) |
| Expense ratio | 0.06% | — |
| Pays | quarterly | quarterly |
| Dividends, last 12 months | $1.06 (4 payments) | $3.90 (4 payments) |
| Issuer | Schwab | Vanguard |
| Inception | Oct 21, 2011 | — |
Performance: SCHD vs VTI
Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.
Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026
Overview
Key fund stats as of the latest close.
Total returns
Price change plus dividends paid, by holding period. Best in each period is outlined.
Recent dividend payments
The latest 12 distributions per share for each fund, newest first.
| SCHD | VTI | ||
|---|---|---|---|
| Sep 23, 2026 | $0.267 | Jun 26, 2026 | $1.04 |
| Jun 24, 2026 | $0.253 | Mar 27, 2026 | $0.998 |
| Mar 25, 2026 | $0.257 | Dec 22, 2025 | $0.951 |
| Dec 10, 2025 | $0.278 | Sep 29, 2025 | $0.907 |
| Sep 24, 2025 | $0.260 | Jun 30, 2025 | $0.913 |
| Jun 25, 2025 | $0.260 | Mar 27, 2025 | $0.985 |
| Mar 26, 2025 | $0.249 | Dec 23, 2024 | $0.941 |
| Dec 11, 2024 | $0.265 | Sep 27, 2024 | $0.871 |
| Sep 25, 2024 | $0.250 | Jun 28, 2024 | $0.952 |
| Jun 26, 2024 | $0.270 | Mar 22, 2024 | $0.911 |
| Mar 20, 2024 | $0.200 | Dec 21, 2023 | $1.00 |
| Dec 6, 2023 | $0.250 | Sep 21, 2023 | $0.798 |
SCHD vs VTI: common questions
Which pays a higher dividend, SCHD or VTI?
As of September 25, 2026, SCHD yields 3.18% (trailing 12-month) and VTI yields 1.03% (trailing 12-month), so SCHD currently pays the higher yield. A higher yield does not guarantee a higher total return.
Which has performed better, SCHD or VTI?
Over the past year with dividends reinvested, SCHD returned +27.35% and VTI returned +18.17%. Over five years, SCHD returned +57.83% and VTI returned +76.86%. Past performance does not predict future results.
What would $10,000 in SCHD vs VTI be worth after one year?
With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $12,735 in SCHD and $11,817 in VTI.
How often do SCHD and VTI pay dividends?
SCHD pays quarterly (4 payments in the last 12 months) and VTI pays quarterly (4 payments).
Is SCHD or VTI the better investment?
It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.
Related comparisons
More side-by-side comparisons with SCHD and VTI.
Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.