JAAA vs SGOV: Dividend Yield, Total Return & Fees Compared

This page compares Janus Henderson AAA CLO ETF (JAAA) with iShares 0-3 Month Treasury Bond ETF (SGOV) using prices and distributions through November 9, 2026. The numbers update automatically after each trading session.

With dividends reinvested, JAAA has led over the last 12 months at +4.80% versus +3.73% for SGOV. JAAA currently yields 4.81% (trailing 12-month) against 3.63% for SGOV. Across five years the total-return gap is +28.06% for JAAA vs +20.90% for SGOV.

JAAA leads on both current yield and 1-year total return. Yields and returns move with markets, so check the longer periods below before drawing conclusions.

Across 1,265 shared trading dates from October 26, 2021 to November 9, 2026, the largest observed peak-to-trough decline with dividends reinvested was -2.64% for JAAA and -0.03% for SGOV. These figures use the same available dates for both instruments, exclude intraday moves, and are not forecasts.

JAAA's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.1819 to $0.2456 per share across 12 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

SGOV's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.2724 to $0.3286 per share across 12 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

Fund expense ratios are annual operating costs, not a bill added to the historical returns shown here. Trading spreads, brokerage costs and personal taxes can reduce an investor's realized return.

Check each fund's maturity, credit exposure and interest-rate sensitivity in its issuer documents. Compare those differences with fees and the historical record instead of treating all bond or cash-oriented funds as interchangeable.

Review Janus Henderson AAA CLO ETF (JAAA) payment history and iShares 0-3 Month Treasury Bond ETF (SGOV) payment history before choosing assumptions for the dividend reinvestment calculator. Run each scenario separately; the calculator uses your rates rather than importing these historical returns.

For a cash target, use the income goal calculator. Read our guide to comparing dividend ETFs and data and editorial approach for context on the historical figures.