SGOV vs USFR: Dividend Yield, Total Return & Fees Compared
iShares 0-3 Month Treasury Bond ETFWisdomTree Floating Rate Treasury Fund
Data as of the close · refreshed automatically every trading day
SGOV vs USFR at a glance
iShares 0-3 Month Treasury Bond ETF (SGOV) and WisdomTree Floating Rate Treasury Fund (USFR) are compared below using data through the September 25, 2026 close, refreshed after every trading day.
Over the past year, USFR returned +4.04% with dividends reinvested, compared with +3.76% for SGOV. USFR currently yields 3.73% (trailing 12-month) against 3.69% for SGOV. Across five years the total-return gap is +20.69% for USFR vs +20.34% for SGOV.
USFR leads on both current yield and 1-year total return. Yields and returns move with markets, so check the longer periods below before drawing conclusions.
| Metric | SGOV | USFR |
|---|---|---|
| Last close | $100.66 | $50.35 |
| Dividend yield | 3.69% (TTM) | 3.73% (TTM) |
| Expense ratio | — | — |
| Pays | monthly | monthly |
| Dividends, last 12 months | $3.71 (12 payments) | $1.88 (12 payments) |
| Issuer | iShares | WisdomTree |
| Inception | — | — |
Performance: SGOV vs USFR
Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.
Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026
Overview
Key fund stats as of the latest close.
Total returns
Price change plus dividends paid, by holding period. Best in each period is outlined.
Recent dividend payments
The latest 12 distributions per share for each fund, newest first.
| SGOV | USFR | ||
|---|---|---|---|
| Sep 1, 2026 | $0.307 | Sep 25, 2026 | $0.158 |
| Aug 3, 2026 | $0.307 | Aug 26, 2026 | $0.160 |
| Jul 1, 2026 | $0.296 | Jul 28, 2026 | $0.160 |
| Jun 1, 2026 | $0.299 | Jun 25, 2026 | $0.151 |
| May 1, 2026 | $0.298 | May 26, 2026 | $0.154 |
| Apr 1, 2026 | $0.293 | Apr 27, 2026 | $0.157 |
| Mar 2, 2026 | $0.272 | Mar 26, 2026 | $0.148 |
| Feb 2, 2026 | $0.309 | Feb 24, 2026 | $0.145 |
| Dec 19, 2025 | $0.323 | Jan 27, 2026 | $0.155 |
| Dec 1, 2025 | $0.313 | Dec 26, 2025 | $0.157 |
| Nov 3, 2025 | $0.348 | Nov 24, 2025 | $0.153 |
| Oct 1, 2025 | $0.347 | Oct 28, 2025 | $0.179 |
SGOV vs USFR: common questions
Which pays a higher dividend, SGOV or USFR?
As of September 25, 2026, SGOV yields 3.69% (trailing 12-month) and USFR yields 3.73% (trailing 12-month), so USFR currently pays the higher yield. A higher yield does not guarantee a higher total return.
Which has performed better, SGOV or USFR?
Over the past year with dividends reinvested, SGOV returned +3.76% and USFR returned +4.04%. Over five years, SGOV returned +20.34% and USFR returned +20.69%. Past performance does not predict future results.
What would $10,000 in SGOV vs USFR be worth after one year?
With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $10,376 in SGOV and $10,404 in USFR.
How often do SGOV and USFR pay dividends?
SGOV pays monthly (12 payments in the last 12 months) and USFR pays monthly (12 payments).
Is SGOV or USFR the better investment?
It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.
Related comparisons
More side-by-side comparisons with SGOV and USFR.
Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.