SGOV vs BIL: Dividend Yield, Total Return & Fees Compared
iShares 0-3 Month Treasury Bond ETFState Street SPDR Bloomberg 1-3 Month T-Bill ETF
Data as of the close · refreshed automatically every trading day
SGOV vs BIL at a glance
This page compares iShares 0-3 Month Treasury Bond ETF (SGOV) with State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) using prices and distributions through September 25, 2026. The numbers update automatically after each trading session.
With dividends reinvested, SGOV has led over the last 12 months at +3.76% versus +3.68% for BIL. BIL currently yields 3.71% (trailing 12-month) against 3.69% for SGOV. Across five years the total-return gap is +20.34% for SGOV vs +19.63% for BIL.
The higher-yielding fund (BIL) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.
| Metric | SGOV | BIL |
|---|---|---|
| Last close | $100.66 | $91.62 |
| Dividend yield | 3.69% (TTM) | 3.71% (TTM) |
| Expense ratio | — | — |
| Pays | monthly | monthly |
| Dividends, last 12 months | $3.71 (12 payments) | $3.40 (12 payments) |
| Issuer | iShares | State Street |
| Inception | — | — |
Performance: SGOV vs BIL
Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.
Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026
Overview
Key fund stats as of the latest close.
Total returns
Price change plus dividends paid, by holding period. Best in each period is outlined.
Recent dividend payments
The latest 12 distributions per share for each fund, newest first.
| SGOV | BIL | ||
|---|---|---|---|
| Sep 1, 2026 | $0.307 | Sep 1, 2026 | $0.280 |
| Aug 3, 2026 | $0.307 | Aug 3, 2026 | $0.273 |
| Jul 1, 2026 | $0.296 | Jul 1, 2026 | $0.268 |
| Jun 1, 2026 | $0.299 | Jun 1, 2026 | $0.269 |
| May 1, 2026 | $0.298 | May 1, 2026 | $0.270 |
| Apr 1, 2026 | $0.293 | Apr 1, 2026 | $0.264 |
| Mar 2, 2026 | $0.272 | Mar 2, 2026 | $0.243 |
| Feb 2, 2026 | $0.309 | Feb 2, 2026 | $0.274 |
| Dec 19, 2025 | $0.323 | Dec 18, 2025 | $0.365 |
| Dec 1, 2025 | $0.313 | Dec 1, 2025 | $0.281 |
| Nov 3, 2025 | $0.348 | Nov 3, 2025 | $0.303 |
| Oct 1, 2025 | $0.347 | Oct 1, 2025 | $0.311 |
SGOV vs BIL: common questions
Which pays a higher dividend, SGOV or BIL?
As of September 25, 2026, SGOV yields 3.69% (trailing 12-month) and BIL yields 3.71% (trailing 12-month), so BIL currently pays the higher yield. A higher yield does not guarantee a higher total return.
Which has performed better, SGOV or BIL?
Over the past year with dividends reinvested, SGOV returned +3.76% and BIL returned +3.68%. Over five years, SGOV returned +20.34% and BIL returned +19.63%. Past performance does not predict future results.
What would $10,000 in SGOV vs BIL be worth after one year?
With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $10,376 in SGOV and $10,368 in BIL.
How often do SGOV and BIL pay dividends?
SGOV pays monthly (12 payments in the last 12 months) and BIL pays monthly (12 payments).
Is SGOV or BIL the better investment?
It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.
Related comparisons
More side-by-side comparisons with SGOV and BIL.
Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.