VNQ vs SCHH: Dividend Yield, Total Return & Fees Compared
Vanguard Real Estate Index Fund ETF SharesSchwab U.S. REIT ETF
Data as of the close · refreshed automatically every trading day
Performance: VNQ vs SCHH
Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.
Total Return (%) · dividends reinvested · Nov 7, 2025 – Nov 9, 2026
DividendDuel.comVNQ vs SCHH at a glance
Vanguard Real Estate Index Fund ETF Shares (VNQ) and Schwab U.S. REIT ETF (SCHH) are compared below using data through the November 9, 2026 close, refreshed after every trading day.
Over the past year, SCHH returned +15.08% with dividends reinvested, compared with +11.93% for VNQ. VNQ currently yields 3.50% (trailing 12-month) against 2.84% for SCHH. Across five years the total-return gap is +11.39% for SCHH vs +7.35% for VNQ.
The higher-yielding fund (VNQ) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.
| Metric | VNQ | SCHH |
|---|---|---|
| Last close | $97.30 | $23.86 |
| Dividend yield | 3.50% (TTM) | 2.84% (TTM) |
| Expense ratio | — | — |
| Pays | quarterly | quarterly |
| Dividends, last 12 months | $3.41 (4 payments) | $0.6784 (4 payments) |
| Issuer | Vanguard | Schwab |
| Inception | — | — |
Overview
Key fund stats as of the latest close.
Total returns
Price change plus dividends paid, by holding period. Best in each period is outlined.
Downside and distribution variability
Income and ending returns do not describe the whole investment experience.
Across 1,265 shared trading dates from October 26, 2021 to November 9, 2026, the largest observed peak-to-trough decline with dividends reinvested was -34.50% for VNQ and -33.26% for SCHH. These figures use the same available dates for both instruments, exclude intraday moves, and are not forecasts.
VNQ's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.8005 to $0.9457 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.
SCHH's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.1147 to $0.2222 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.
Fund expense ratios are annual operating costs, not a bill added to the historical returns shown here. Trading spreads, brokerage costs and personal taxes can reduce an investor's realized return.
Recent distributions
The latest 12 distributions per share, newest first. Dates are reported ex-dividend dates, not cash payment dates.
| VNQ | SCHH | ||
|---|---|---|---|
| Sep 23, 2026 | $0.8046 | Sep 23, 2026 | $0.1732 |
| Jun 24, 2026 | $0.8554 | Jun 24, 2026 | $0.1683 |
| Mar 24, 2026 | $0.9457 | Mar 25, 2026 | $0.1147 |
| Dec 22, 2025 | $0.8005 | Dec 10, 2025 | $0.2222 |
| Sep 24, 2025 | $0.8716 | Sep 24, 2025 | $0.1555 |
| Jun 26, 2025 | $0.8678 | Jun 25, 2025 | $0.1588 |
| Mar 25, 2025 | $0.9319 | Mar 26, 2025 | $0.0985 |
| Dec 23, 2024 | $0.8555 | Dec 11, 2024 | $0.2421 |
| Sep 27, 2024 | $0.8128 | Sep 25, 2024 | $0.1397 |
| Jun 28, 2024 | $1.03 | Jun 26, 2024 | $0.1899 |
| Mar 22, 2024 | $0.7324 | Mar 20, 2024 | $0.1074 |
| Dec 21, 2023 | $1.07 | Dec 6, 2023 | $0.2245 |
VNQ vs SCHH: common questions
Which pays a higher dividend, VNQ or SCHH?
As of November 9, 2026, VNQ yields 3.50% (trailing 12-month) and SCHH yields 2.84% (trailing 12-month), so VNQ currently pays the higher yield. A higher yield does not guarantee a higher total return.
Which has performed better, VNQ or SCHH?
Over the past year with dividends reinvested, VNQ returned +11.93% and SCHH returned +15.08%. Over five years, VNQ returned +7.35% and SCHH returned +11.39%. Past performance does not predict future results.
What would $10,000 in VNQ vs SCHH be worth after one year?
With dividends reinvested, $10,000 invested one year before November 9, 2026 would have grown to about $11,193 in VNQ and $11,508 in SCHH.
How often do VNQ and SCHH pay dividends?
VNQ pays quarterly (4 payments in the last 12 months) and SCHH pays quarterly (4 payments).
Is VNQ or SCHH the better investment?
It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.
Research VNQ and SCHH beyond the yield
Check whether you are comparing a property company with a diversified fund or two different real-estate portfolios. Examine concentration, expenses and distributions alongside total return.
Review Vanguard Real Estate Index Fund ETF Shares (VNQ) payment history and Schwab U.S. REIT ETF (SCHH) payment history before choosing assumptions for the dividend reinvestment calculator. Run each scenario separately; the calculator uses your rates rather than importing these historical returns.
For a cash target, use the income goal calculator. Read our guide to comparing dividend ETFs and data and editorial approach for context on the historical figures.
Related comparisons
More side-by-side comparisons with VNQ and SCHH.
Published by Delta Dividends LLC. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.