SCHH vs XLRE: Dividend Yield, Total Return & Fees Compared

Schwab U.S. REIT ETFState Street Real Estate Select Sector SPDR ETF

Data as of the close · refreshed automatically every trading day

Higher yieldXLRE3.47% vs 3.04%
Better 1-year total returnSCHH+8.57% vs +3.72%
Better 5-year total returnSCHH+9.98% vs +7.25%

SCHH vs XLRE at a glance

Schwab U.S. REIT ETF (SCHH) and State Street Real Estate Select Sector SPDR ETF (XLRE) are compared below using data through the September 25, 2026 close, refreshed after every trading day.

Over the past year, SCHH returned +8.57% with dividends reinvested, compared with +3.72% for XLRE. XLRE currently yields 3.47% (trailing 12-month) against 3.04% for SCHH. Across five years the total-return gap is +9.98% for SCHH vs +7.25% for XLRE.

The higher-yielding fund (XLRE) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.

Key figures for SCHH and XLRE
MetricSCHHXLRE
Last close$22.31$41.56
Dividend yield3.04% (TTM)3.47% (TTM)
Expense ratio——
Paysquarterlyquarterly
Dividends, last 12 months$0.678 (4 payments)$1.44 (4 payments)
IssuerSchwabState Street
Inception——

Performance: SCHH vs XLRE

Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.

SCHHXLRE

Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026

DividendDuel.com

Overview

Key fund stats as of the latest close.

ETFTTM yield1Y total returnLast closeLast dividendPaysIssuer
SCHHSchwab U.S. REIT ETF
3.04%
+8.57%Best$22.31$0.173QuarterlySchwab
XLREState Street Real Estate Select Sector SPDR ETF
3.47%
+3.72%$41.56$0.355QuarterlyState Street

Total returns

Price change plus dividends paid, by holding period. Best in each period is outlined.

ETF1M3M6M1Y2Y5Y
SCHHSchwab U.S. REIT ETF-7.14%-5.89%+6.49%+8.57%+2.18%+9.98%
XLREState Street Real Estate Select Sector SPDR ETF-7.61%-6.02%+4.96%+3.72%-0.44%+7.25%

Dividends

Latest payout, trailing 12-month total and the last 12 distributions.

ETFLatest payoutvs. priorTrailing 12MRecent payouts
SCHHSchwab U.S. REIT ETF$0.173Sep 23, 2026+2.98%$0.6784 payoutsDec 6, 2023: $0.225Mar 20, 2024: $0.107Jun 26, 2024: $0.19Sep 25, 2024: $0.14Dec 11, 2024: $0.242Mar 26, 2025: $0.099Jun 25, 2025: $0.159Sep 24, 2025: $0.156Dec 10, 2025: $0.222Mar 25, 2026: $0.115Jun 24, 2026: $0.168Sep 23, 2026: $0.173
XLREState Street Real Estate Select Sector SPDR ETF$0.355Sep 21, 2026-6.82%$1.4434 payoutsDec 18, 2023: $0.421Mar 18, 2024: $0.264Jun 24, 2024: $0.387Sep 23, 2024: $0.311Dec 23, 2024: $0.434Mar 24, 2025: $0.264Jun 23, 2025: $0.375Sep 22, 2025: $0.317Dec 22, 2025: $0.436Mar 23, 2026: $0.271Jun 22, 2026: $0.381Sep 21, 2026: $0.355

Recent dividend payments

The latest 12 distributions per share for each fund, newest first.

SCHHXLRE
Sep 23, 2026$0.173Sep 21, 2026$0.355
Jun 24, 2026$0.168Jun 22, 2026$0.381
Mar 25, 2026$0.115Mar 23, 2026$0.271
Dec 10, 2025$0.222Dec 22, 2025$0.436
Sep 24, 2025$0.156Sep 22, 2025$0.317
Jun 25, 2025$0.159Jun 23, 2025$0.375
Mar 26, 2025$0.099Mar 24, 2025$0.264
Dec 11, 2024$0.242Dec 23, 2024$0.434
Sep 25, 2024$0.140Sep 23, 2024$0.311
Jun 26, 2024$0.190Jun 24, 2024$0.387
Mar 20, 2024$0.107Mar 18, 2024$0.264
Dec 6, 2023$0.225Dec 18, 2023$0.421

SCHH vs XLRE: common questions

Which pays a higher dividend, SCHH or XLRE?

As of September 25, 2026, SCHH yields 3.04% (trailing 12-month) and XLRE yields 3.47% (trailing 12-month), so XLRE currently pays the higher yield. A higher yield does not guarantee a higher total return.

Which has performed better, SCHH or XLRE?

Over the past year with dividends reinvested, SCHH returned +8.57% and XLRE returned +3.72%. Over five years, SCHH returned +9.98% and XLRE returned +7.25%. Past performance does not predict future results.

What would $10,000 in SCHH vs XLRE be worth after one year?

With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $10,857 in SCHH and $10,372 in XLRE.

How often do SCHH and XLRE pay dividends?

SCHH pays quarterly (4 payments in the last 12 months) and XLRE pays quarterly (4 payments).

Is SCHH or XLRE the better investment?

It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.

Related comparisons

More side-by-side comparisons with SCHH and XLRE.

Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.