BND vs VCIT: Dividend Yield, Total Return & Fees Compared

Vanguard Total Bond Market Index Fund ETF SharesVanguard Intermediate-Term Corporate Bond Index Fund ETF Shares

Data as of the close · refreshed automatically every trading day

Higher yieldVCIT5.04% vs 4.15%
Better 1-year total returnBND-0.96% vs -1.37%
Better 5-year total returnVCIT+1.73% vs -2.98%

BND vs VCIT at a glance

This page compares Vanguard Total Bond Market Index Fund ETF Shares (BND) with Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares (VCIT) using prices and distributions through September 25, 2026. The numbers update automatically after each trading session.

With dividends reinvested, BND has led over the last 12 months at -0.96% versus -1.37% for VCIT. VCIT currently yields 5.04% (trailing 12-month) against 4.15% for BND. Across five years the total-return gap is +1.73% for VCIT vs -2.98% for BND.

The higher-yielding fund (VCIT) has trailed on 1-year total return. Yield only measures the income a fund pays; total return also counts the change in share price, so it is the fuller basis for comparing the two.

Key figures for BND and VCIT
MetricBNDVCIT
Last close$70.63$78.84
Dividend yield4.15% (TTM)5.04% (TTM)
Expense ratio——
Paysmonthlymonthly
Dividends, last 12 months$2.93 (12 payments)$3.98 (12 payments)
IssuerVanguardVanguard
Inception——

Performance: BND vs VCIT

Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.

BNDVCIT

Total Return (%) · dividends reinvested · Sep 25, 2025 – Sep 25, 2026

DividendDuel.com

Overview

Key fund stats as of the latest close.

ETFTTM yield1Y total returnLast closeLast dividendPaysIssuer
BNDVanguard Total Bond Market Index Fund ETF Shares
4.15%
-0.96%Best$70.63$0.253MonthlyVanguard
VCITVanguard Intermediate-Term Corporate Bond Index Fund ETF Shares
5.04%
-1.37%$78.84$0.34MonthlyVanguard

Total returns

Price change plus dividends paid, by holding period. Best in each period is outlined.

ETF1M3M6M1Y2Y5Y
BNDVanguard Total Bond Market Index Fund ETF Shares-2.46%-3.04%-1.98%-0.96%+1.72%-2.98%
VCITVanguard Intermediate-Term Corporate Bond Index Fund ETF Shares-2.95%-3.58%-2.19%-1.37%+3.49%+1.73%

Dividends

Latest payout, trailing 12-month total and the last 12 distributions.

ETFLatest payoutvs. priorTrailing 12MRecent payouts
BNDVanguard Total Bond Market Index Fund ETF Shares$0.253Sep 1, 2026+0.40%$2.92812 payoutsOct 1, 2025: $0.237Nov 3, 2025: $0.244Dec 1, 2025: $0.239Dec 18, 2025: $0.247Feb 2, 2026: $0.245Mar 2, 2026: $0.228Apr 1, 2026: $0.25May 1, 2026: $0.242Jun 1, 2026: $0.247Jul 1, 2026: $0.244Aug 3, 2026: $0.252Sep 1, 2026: $0.253
VCITVanguard Intermediate-Term Corporate Bond Index Fund ETF Shares$0.34Sep 1, 2026-0.58%$3.97612 payoutsOct 1, 2025: $0.326Nov 3, 2025: $0.334Dec 1, 2025: $0.322Dec 18, 2025: $0.336Feb 2, 2026: $0.33Mar 2, 2026: $0.303Apr 1, 2026: $0.344May 1, 2026: $0.326Jun 1, 2026: $0.341Jul 1, 2026: $0.332Aug 3, 2026: $0.342Sep 1, 2026: $0.34

Recent dividend payments

The latest 12 distributions per share for each fund, newest first.

BNDVCIT
Sep 1, 2026$0.253Sep 1, 2026$0.340
Aug 3, 2026$0.252Aug 3, 2026$0.342
Jul 1, 2026$0.244Jul 1, 2026$0.332
Jun 1, 2026$0.247Jun 1, 2026$0.341
May 1, 2026$0.242May 1, 2026$0.326
Apr 1, 2026$0.250Apr 1, 2026$0.344
Mar 2, 2026$0.228Mar 2, 2026$0.303
Feb 2, 2026$0.245Feb 2, 2026$0.330
Dec 18, 2025$0.247Dec 18, 2025$0.336
Dec 1, 2025$0.239Dec 1, 2025$0.322
Nov 3, 2025$0.244Nov 3, 2025$0.334
Oct 1, 2025$0.237Oct 1, 2025$0.326

BND vs VCIT: common questions

Which pays a higher dividend, BND or VCIT?

As of September 25, 2026, BND yields 4.15% (trailing 12-month) and VCIT yields 5.04% (trailing 12-month), so VCIT currently pays the higher yield. A higher yield does not guarantee a higher total return.

Which has performed better, BND or VCIT?

Over the past year with dividends reinvested, BND returned -0.96% and VCIT returned -1.37%. Over five years, BND returned -2.98% and VCIT returned +1.73%. Past performance does not predict future results.

What would $10,000 in BND vs VCIT be worth after one year?

With dividends reinvested, $10,000 invested one year before September 25, 2026 would have grown to about $9,904 in BND and $9,863 in VCIT.

How often do BND and VCIT pay dividends?

BND pays monthly (12 payments in the last 12 months) and VCIT pays monthly (12 payments).

Is BND or VCIT the better investment?

It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.

Related comparisons

More side-by-side comparisons with BND and VCIT.

Figures come from end-of-day prices and distributions and are recalculated after every trading session; see our methodology. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.