XLK vs VGT: Dividend Yield, Total Return & Fees Compared

State Street Technology Select Sector SPDR ETFVanguard Information Technology Index Fund ETF Shares

Data as of the close · refreshed automatically every trading day

Performance: XLK vs VGT

Total return assumes every distribution is reinvested. Switch to price return to see the change in share price alone.

XLKVGT

Total Return (%) · dividends reinvested · Nov 7, 2025 – Nov 9, 2026

DividendDuel.com
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Higher yieldXLK0.49% vs 0.42%
Better 1-year total returnXLK+19.20% vs +18.19%
Better 5-year total returnXLK+111.95% vs +105.53%
Expense ratio—XLK n/a · VGT n/a

XLK vs VGT at a glance

This page compares State Street Technology Select Sector SPDR ETF (XLK) with Vanguard Information Technology Index Fund ETF Shares (VGT) using prices and distributions through November 9, 2026. The numbers update automatically after each trading session.

With dividends reinvested, XLK has led over the last 12 months at +19.20% versus +18.19% for VGT. XLK currently yields 0.49% (trailing 12-month) against 0.42% for VGT. Across five years the total-return gap is +111.95% for XLK vs +105.53% for VGT.

XLK leads on both current yield and 1-year total return. Yields and returns move with markets, so check the longer periods below before drawing conclusions.

Key figures for XLK and VGT
MetricXLKVGT
Last close$170.88$111.98
Dividend yield0.49% (TTM)0.42% (TTM)
Expense ratio——
Paysquarterlyquarterly
Dividends, last 12 months$0.8349 (4 payments)$0.4725 (4 payments)
IssuerState StreetVanguard
Inception——

Overview

Key fund stats as of the latest close.

ETFTTM yield1Y total returnLast closeLast dividendPaysIssuer
XLKState Street Technology Select Sector SPDR ETF
0.49%
Best+19.20%$170.88$0.2207QuarterlyState Street
VGTVanguard Information Technology Index Fund ETF Shares
0.42%
+18.19%$111.98$0.1465QuarterlyVanguard

Total returns

Price change plus dividends paid, by holding period. Best in each period is outlined.

ETF1M3M6M1Y2Y5Y
XLKState Street Technology Select Sector SPDR ETF-14.04%-8.99%-2.42%+19.20%+45.74%+111.95%
VGTVanguard Information Technology Index Fund ETF Shares-12.50%-7.69%-0.17%+18.19%+44.78%+105.53%

Dividends

Latest payout, trailing 12-month total and the last 12 distributions.

ETFLatest payoutvs. priorTrailing 12MRecent payouts
XLKState Street Technology Select Sector SPDR ETF$0.2207Sep 21, 2026-3.17%$0.83494 payoutsDec 18, 2023: $0.211Mar 18, 2024: $0.1696Jun 24, 2024: $0.20Sep 23, 2024: $0.1993Dec 23, 2024: $0.193Mar 24, 2025: $0.1874Jun 23, 2025: $0.1988Sep 22, 2025: $0.1789Dec 22, 2025: $0.2188Mar 23, 2026: $0.1675Jun 22, 2026: $0.2279Sep 21, 2026: $0.2207
VGTVanguard Information Technology Index Fund ETF Shares$0.1465Sep 23, 2026+5.85%$0.47254 payoutsDec 19, 2023: $0.0993Mar 22, 2024: $0.1574Jun 28, 2024: $0.0953Sep 27, 2024: $0.1146Dec 18, 2024: $0.0971Mar 25, 2025: $0.0912Jun 26, 2025: $0.0879Sep 24, 2025: $0.1073Dec 17, 2025: $0.0946Mar 24, 2026: $0.093Jun 24, 2026: $0.1384Sep 23, 2026: $0.1465

Downside and distribution variability

Income and ending returns do not describe the whole investment experience.

Across 1,265 shared trading dates from October 26, 2021 to November 9, 2026, the largest observed peak-to-trough decline with dividends reinvested was -33.56% for XLK and -35.08% for VGT. These figures use the same available dates for both instruments, exclude intraday moves, and are not forecasts.

XLK's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.1675 to $0.2279 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

VGT's recorded distributions over the 12 months ending November 9, 2026 ranged from $0.093 to $0.1465 per share across 4 distribution dates. A payment range includes special distributions and does not establish the amount of a future payment.

Fund expense ratios are annual operating costs, not a bill added to the historical returns shown here. Trading spreads, brokerage costs and personal taxes can reduce an investor's realized return.

Recent distributions

The latest 12 distributions per share, newest first. Dates are reported ex-dividend dates, not cash payment dates.

XLKVGT
Sep 21, 2026$0.2207Sep 23, 2026$0.1465
Jun 22, 2026$0.2279Jun 24, 2026$0.1384
Mar 23, 2026$0.1675Mar 24, 2026$0.093
Dec 22, 2025$0.2188Dec 17, 2025$0.0946
Sep 22, 2025$0.1789Sep 24, 2025$0.1073
Jun 23, 2025$0.1988Jun 26, 2025$0.0879
Mar 24, 2025$0.1874Mar 25, 2025$0.0912
Dec 23, 2024$0.193Dec 18, 2024$0.0971
Sep 23, 2024$0.1993Sep 27, 2024$0.1146
Jun 24, 2024$0.200Jun 28, 2024$0.0953
Mar 18, 2024$0.1696Mar 22, 2024$0.1574
Dec 18, 2023$0.211Dec 19, 2023$0.0993

XLK vs VGT: common questions

Which pays a higher dividend, XLK or VGT?

As of November 9, 2026, XLK yields 0.49% (trailing 12-month) and VGT yields 0.42% (trailing 12-month), so XLK currently pays the higher yield. A higher yield does not guarantee a higher total return.

Which has performed better, XLK or VGT?

Over the past year with dividends reinvested, XLK returned +19.20% and VGT returned +18.19%. Over five years, XLK returned +111.95% and VGT returned +105.53%. Past performance does not predict future results.

What would $10,000 in XLK vs VGT be worth after one year?

With dividends reinvested, $10,000 invested one year before November 9, 2026 would have grown to about $11,920 in XLK and $11,819 in VGT.

How often do XLK and VGT pay dividends?

XLK pays quarterly (4 payments in the last 12 months) and VGT pays quarterly (4 payments).

Is XLK or VGT the better investment?

It depends on your goals, time horizon and tax situation. Income-focused investors often weigh yield and payment frequency, while long-term investors usually compare total return and fees. Dividend Duel is an educational tool and does not provide investment advice.

Research XLK and VGT beyond the yield

Identify each fund's index and sector coverage before comparing returns. Review concentration and fees as well as yield; overlapping fund names can hide different portfolios.

Review State Street Technology Select Sector SPDR ETF (XLK) payment history and Vanguard Information Technology Index Fund ETF Shares (VGT) payment history before choosing assumptions for the dividend reinvestment calculator. Run each scenario separately; the calculator uses your rates rather than importing these historical returns.

For a cash target, use the income goal calculator. Read our guide to comparing dividend ETFs and data and editorial approach for context on the historical figures.

Related comparisons

More side-by-side comparisons with XLK and VGT.

Published by Delta Dividends LLC. This page is for education only and is not investment advice. Past performance does not guarantee future results. Read the full disclosure.